Educational Series

Classification Nuts and Bolts
approx. duration: 3 hours
Instructor(s): Jeff Hiland
Frequency: semi-annually

I. Object of the Classification Procedure

A. Business of employer, not separate operations
B. Instances where more than one class is appropriate

II. Types of Classifications

A. Basic Classifications
B. Standard Exceptions
C. General Inclusions
D. General Exclusions

III. Construction or Erection Operations

A. Classify each distinct type of operation
B. When separate payroll records are not maintained
C. Uninsured subcontractors

IV. Extra-territorial Guidelines - General

A. State where premium is charged
B. State where claim is awarded

V. Extra-territorial Guidelines - Contractors

A. Worker returns home nightly
B. Executive supervisor visits
C. Permanent staff outside state

VI. Extra-territorial Guidelines - Travelers

A. Travel conducted from headquarter state
B. Travel conducted from home

VII. Extra-territorial Guidelines - Truckers

A. Base terminal
B. Majority of driving time
C. State of residence

VIII. Areas of Frequent Confusion

A. Heating and Air Conditioning Contractors
B.
C.
D.

IX. Indiana Exceptions

A. Cleaning services
B.
C.
D.

Notes:
The instructor, Jeff Hiland, has been a classification inspector for the NCCI and the ICRB for more than 25 years. He is the premiere expert on classifying employers for workers compensation in the State of Indiana.
Participants will be presented with several case studies that will require they assign the proper classifications to a variety of hypothetical employers.