Exclusion of Amish workers in the Indiana Workers Compensation system.
The Workers Compensation Board of Indiana and Amish business owners reached an Agreement effective January 1, 2008 where Amish owned businesses may provide medical treatment and compensation to injured Amish workers. Amish employers may elect to participate in a voluntary mutual aid plan titled “Small Business Aid” (SBA).
Confirm Small Business Aid Enrollment
The WC Board of Indiana maintains a list on its website to confirm if an Amish employer is registered with the Amish Small Business Aid Fund, and therefore, if its Amish employees are excluded from the Indiana WC Act.
The list is located on the WC Board webpage titled “Self-Insured Employers”. It is updated about twice a year around March and October.
Amish Employers List
Small Business Aid (Amish Employers) List
For clarification as to who can be covered by the SBA, refer to the chart below:
| If the employer is Amish and… | Then… |
|---|---|
| Employs Amish workers | Amish workers may be covered by the SBA |
| Employs non-Amish workers | Non-Amish workers must be covered by a WC policy |
| If the employer is non-Amish and… | Then… |
|---|---|
| Employs Amish workers | Amish workers must be covered by a WC policy |
| Employs non-Amish workers | Non-Amish workers must be covered by a WC policy |
Assigned Risk Application Processing
In order to process an application for an employer covering non-Amish employees, the ICRB requires the following:
- List of all employees (Amish & non-Amish)
- Evidence that the employer has joined the Amish Small Business Aid (SBA)
Upon assignment to the carrier, we notify them that this is an Amish business with excluded Amish employees. The carrier will issue the policy with an attached endorsement WC 00 03 08 (Partners, Officers and Others Exclusion Endorsement) and insert wording to identify the excluded workers such as “Amish employees covered under the Amish Small Business Aid.”
