Classification & Inspection

The purpose of the classification system is to group employers with similar operations into classifications so that the assigned classification reflects the exposures common to those employers and the rate charged reflects the exposure to loss common to those employers. Subject to certain exceptions, it is the business of the employer within a state that is classified, not separate employments, occupations or operations within the business.

The Indiana Compensation Rating Bureau is responsible for the accuracy of classification assignments and applicability of all Basic Manual rules. It has the right to conduct inspections of operations, assign classifications, and determine that the correct classification assignments are made by insurance carriers.